UPI Expands Globally: How NPCI’s UPI One World Wallet is Changing Payments for Foreign Visitors
India’s digital payment system is expanding globally. The National Payments Corporation of India (NPCI) has introduced the UPI One World wallet, allowing international visitors from over 40 countries to make seamless digital payments while visiting India.
The initiative was launched for global delegates attending the AI Summit in New Delhi, showcasing India’s advanced fintech ecosystem and digital payment infrastructure.
What is UPI One World Wallet?
UPI One World is a prepaid digital wallet designed for foreign travellers. It enables visitors to make instant payments by scanning UPI QR codes without needing an Indian bank account or SIM card.
Key Features
- Prepaid wallet in Indian rupees
- Load money using international debit or credit cards
- Pay at shops, restaurants, and services via UPI QR codes
- Simple identity verification using passport and visa
- Refund available for unused balance
How UPI One World Wallet Works
The service is available through authorized prepaid payment issuers at the New Delhi International Airport and the NPCI pavilion at Bharat Mandapam.
Steps to Use the Wallet
- Download the CheqUPI app.
- Enter personal details and upload passport and visa.
- Complete identity verification with a selfie.
- Generate a UPI ID and set a PIN.
- Load the wallet using an international debit or credit card.
- Pay merchants by scanning UPI QR codes.
Visitors can load up to ₹25,000 per transaction, with a monthly limit of ₹50,000.
Why It Matters
This initiative reduces cash dependency, simplifies payments for tourists, and promotes India’s digital payment technology worldwide. It also strengthens India’s position as a global leader in real-time digital payments.
Conclusion
The launch of UPI One World marks a major step in India’s digital transformation. By enabling foreign visitors to use UPI easily, NPCI is helping create a more connected, cashless, and globally accessible payment ecosystem.
